VIP Safety Group · New York

Take the NY class.
Cut your car insurance.

NY DMV-approved 6-hour online defensive driving. Up to 10% off for 3 years and up to 4 points off.*

  • Up to10%off for 3 years*
  • Up to4points off*
  • 6hrs100% online

Questions? Call Danny “The Dash Cam Installer” · (516) 668-3494

Serving Long Island & New York drivers. *Eligibility rules apply. See FAQ.

How it works

Three steps. About 6 hours.

  1. 01

    Tell us who you are.

    Name, phone, email. 20 seconds.

  2. 02

    Take the class online.

    At your own pace, through our NY course partner TicketSchool.

  3. 03

    Lock in your savings.

    Send your certificate to your insurer, or let a local Allstate agent check if you can save more.

NY 6-hour online defensive driving (PIRP)

Get your NY class link

Free to get the link. You pay the course provider when you register.

  • NY DMV-approved Point & Insurance Reduction Program
  • Up to 10% off liability and collision for 3 years*
  • Up to 4 points off your driving record*
  • About 6 hours online. Finish at your own pace.
  1. 1Your info
  2. 2Class link
  3. 3Free quote (optional)

We don't sell your info. Course registration is through TicketSchool. This site is not the NY DMV.

Already took the class?

Already took it? Let's check your rate.

Your discount only helps if your rate is right. A local Allstate agent in Huntington will compare your coverage at no cost.

Text me a quote Call 631-271-0056

Prefer online? Start with Choto Agency →

Insurance offered through Choto Agency, an Allstate agency. [License line: Milton to confirm exact wording]

Who you're dealing with

Local people, not a call center.

A real Huntington office.

Choto Agency · 595 W Jericho Tpke, Huntington NY · [Office hours: Milton to confirm]

No lead reselling.

We don't sell your info to course marketplaces or other agencies.

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[See our Google reviews → Google Business Profile URL: Milton to supply]

Why a local agent?

Your class discount is one piece. A local agent can look at bundling, coverage gaps, and other discounts you may qualify for, and you get one person to call when you have a claim.

Get a free quote

FAQ

Questions, answered.

What is the NY Point & Insurance Reduction Program (PIRP)?

A NY DMV program. Completing an approved defensive driving course may reduce points on your record and may qualify you for an insurance discount, subject to DMV and insurer rules.

How long is the course?

About 6 hours online. Finish at your own pace.

How much can I save on insurance?

Many NY insurers offer up to about 10% for 3 years after an approved course. Exact savings depend on your insurer and eligibility. We don't guarantee a specific premium.

Will this take points off my license?

Eligible completions may reduce up to 4 points under PIRP rules. Point effects depend on your record and DMV processing, and are not guaranteed by this site.

Who is VIP Safety Group / Choto Agency?

VIP Safety Group promotes the course. Choto Agency is a local Allstate agency that can quote auto insurance if you ask.

What happens after I submit the form?

Your class link appears right away. Tap it to continue to TicketSchool's NY registration and enroll in the 6-hour online class. If you checked "Yes, also get me a free auto quote," a Choto Agency agent will reach out.

Where do you serve?

New York drivers statewide, with a strong focus on Long Island (Nassau/Suffolk) and the metro area. Call (516) 668-3494.

Can you check if I can save more than the 10%?

Yes. Check "Yes, also get me a free auto quote" on the form, or use the rate check. A licensed agent at Choto Agency, an Allstate agency in Huntington, will reach out. No cost and no obligation.

Do I have to get a quote to take the class?

No. The class link works either way. The quote is optional.

Who will contact me about insurance?

Only Choto Agency (Allstate) and VIP Safety Group. We don't sell your info.

I already took the class. Can I still get a quote?

Yes. Use "Already took it? Get a rate check."

When does my class discount end?

The NY insurance discount generally lasts 3 years from completion. We can remind you before it ends so you can retake the course.

Get my class link Call